Personal membership

A lawyer in your corner for the problems life throws at you.

The Esse Personal plan gives individuals and families access to a licensed attorney for the everyday legal situations that cost you money, stress you out, or leave you feeling powerless — without hourly billing or surprise invoices.

Coverage

What your attorney handles

Send us the problem. We take it from there.

Demand letters — drafted and sent on your behalf when someone owes you money or has wronged you
Contract review — before you sign a lease, service agreement, or any binding document
Landlord-tenant disputes — security deposits, habitability issues, wrongful eviction threats
Debt collection defense — when collectors are calling and you need them to stop
Consumer protection — defective products, deceptive contractors, warranty disputes
Family legal guidance — estate planning questions, wills, powers of attorney
Neighbor and property disputes — encroachment, easements, HOA conflicts
Insurance claim disputes — when your insurer is lowballing or denying a legitimate claim
Real situations

Situations your attorney is ready for

Your landlord is keeping your security deposit.

Your attorney sends a formal demand letter and follows up until the matter is resolved — or escalated to the next step.

A contractor took your money and disappeared.

Your attorney contacts them directly, documents the dispute, and pursues recovery through proper legal channels.

A debt collector won't stop calling.

Your attorney sends a cease and desist, asserts your rights under the FDCPA, and handles all further contact.

Your insurance company is lowballing your claim.

Your attorney reviews the policy, disputes the valuation in writing, and negotiates on your behalf.

Included

What's included

Unlimited legal consultations by phone and email
Demand letters and legal correspondence
Contract review (up to 10 pages per month)
Landlord-tenant dispute assistance
Debt collection defense
Consumer protection guidance
Family legal matter guidance
Insurance claim dispute support
Personal plan
$29.99/month

Month-to-month. No contracts. Cancel anytime.

Ask about Personal

Stop handling legal problems alone.

Your personal attorney is ready when you are.

Esse Insurance is not a law firm and does not provide legal advice. The services described herein are provided by licensed attorneys who are independent contractors and not employees of Esse Insurance. Membership in Esse Insurance provides access to legal consultation and representation services as described in your membership agreement. Attorney-client relationships are formed directly between members and the attorneys who provide services. Coverage, availability, and terms may vary by state and membership plan. Please review your membership agreement for complete details.

© 2026 Esse Insurance. All rights reserved.